4. Montclair, NJ
Cost of Living: 120 (Average = 100)
Average income: $98,547
20 miles to NYC
As a small town just outside NYC, Montclair has affordable living spaces that make you feel close enough not to feel left out.
![15 Most Affordable Places to Live Near NYC](https://imonkey-blog.imgix.net/blog/wp-content/uploads/2017/01/11041140/50410702_m-750x500.jpg?auto=fortmat&fit=clip&expires=1753056000&width=480&height=320)
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