5. Union City, NJ
Cost of Living: 123 (Average = 100)
Average income: $40,939
7.7 miles to NYC
Getting from Union City to New York City can be as cheap as $4. Living here is great because the rent is low and you won’t feel so far from the city.
![15 Most Affordable Places to Live Near NYC](https://imonkey-blog.imgix.net/blog/wp-content/uploads/2017/01/09172110/40567273_m-474x600.jpg?auto=fortmat&fit=clip&expires=1753056000&width=480&height=607)
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