15 Best Mortgage Lenders in America

2. United Wholesale Mortgage

Total Loan Volume: $127,514,000,000

Total Originations: 348,415

United Wholesale Mortgage (UWM), founded in 1986, is a leading wholesale mortgage lender headquartered in Pontiac, Michigan. They’re the second-biggest mortgage lender in the US, having originated 348,415 mortgages for a total of $127.5 billion in 2022. United Wholesale Mortgage is a wholesale lender, which means its loans are only accessible through a mortgage broker. The lender offers a “Conventional 1% Down” program, where income-qualified borrowers can make a 1% down payment, and United Wholesale Mortgage will contribute an additional 2% towards the down payment, up to $4,000.