12 Best Fintech Stocks to Buy in 2025

7. Sea Limited (NYSE:SE)

Number of Hedge Fund Holders: 86

Sea Limited (NYSE:SE) began as a gaming company, Garena, but in 2015 expanded into e-commerce. It runs Shopee, the biggest e-commerce platform in Southeast Asia based on gross merchandise value. A platform that operates in Indonesia, Taiwan, Vietnam, Thailand, Malaysia, the Philippines, and Brazil, Shopee is a hybrid C2C and B2C marketplace. The firm’s third segment, SeaMoney, which makes it one of the Best Fintech Stocks, offers loans, payments, digital banking, and insurance services.

Sea Limited (NYSE:SE) reported a strong Q4 2024 performance, with a good mix of robust growth and improved profitability. Adjusted EBITDA climbed 366% to $591 million, while revenue surged 37% to $5.0 billion, the strongest growth in over three years. Shopee, the company’s main e-commerce division, maintained its dominance in key areas, particularly Thailand and Indonesia, as its total Gross Merchandise Volume (GMV) rose 28% to $28.6 billion. Shopee’s marketplace take rate climbed by 160 basis points year over year to 12.8%, mostly due to improving ad adoption and higher commissions. Most importantly, the growth of GMV has not been hampered by previous fee hikes, showing Shopee’s pricing power based on the value it provides to sellers.

Loop Capital maintained its Buy rating on Sea Limited (NYSE:SE) shares and increased its price objective from $135 to $165. In a research note, the analyst informs investors that the company’s gaming franchise has shown resilience and is positioned to be a consistent cash contributor that grows with upside potential, while its fintech in emerging markets presents a huge growth opportunity, and the e-commerce ecosystem is a consumer data goldmine to power risk models. According to the company, the business should be a key position in long-term growth portfolios because of the stock’s appealing near-term setup.