12 Best Fintech Stocks to Buy in 2025

9. Nu Holdings Ltd. (NYSE:NU)

Number of Hedge Fund Holders: 79

Revenue Growth (YoY): 48.73%

A fintech business based in Brazil, Nu Holdings Ltd. (NYSE:NU) runs an online banking platform. The company serves more than 100 million consumers in Brazil, Mexico, and Colombia and provides a broad range of financial services through its entirely digital model. The business keeps introducing new, innovative products and growing its clientele in the areas where it operates. It announced in January 2025 that it has 10 million Mexican clients.

In 2024, Nu Holdings Ltd. (NYSE:NU) produced strong results, with sales rising 58% year over year to $11.5 billion, fueled by a 23% rise in average revenue per active client to $10.7. The company had a notable increase in its clientele, adding 20.4 million new subscribers to its total of 114 million users by the end of the year. Active customer growth was 22% year over year. Moreover, profitability improved as net income nearly doubled to about $2 billion, yielding an annualized return on equity of 28%. Operational efficiency reached new highs, with the efficiency ratio falling to 29.9%, placing the firm among the Best Fintech Stocks.

Jorge Kuri, a Morgan Stanley analyst, kept his “Buy” recommendation on Nu Holdings Ltd. (NYSE:NU) with a price objective of $18 on February 25. The analyst underlined the company’s great growth potential, which has been driven by notable net customer additions, high engagement among wealthy clients, and robust growth in Brazil’s credit card portfolio. The company’s secured and unsecured loan divisions are doing well, the analyst added. Secured loans are likely to increase their percentage of the credit book, which will boost return on equity and net interest margin, according to the firm. Furthermore, if accounting technicalities are taken into consideration, the credit card industry’s revenue yield appears to be more appealing than initially projected.