12 Best Fintech Stocks to Buy in 2025

10. American Express Company (NYSE:AXP)

Number of Hedge Fund Holders: 71   

Revenue Growth (YoY): 9.05%

American Express Company (NYSE:AXP) is strongly established in the financial technology industry because of its growing range of tech-focused products, including buy now, pay later (BNPL) options and digital credit cards and mobile payments.

The firm has benefited from numerous years of faster growth as its loan and new card acquisitions have greatly surpassed those of its competitors. Historically, the business has prioritized payment networks over lenders. Even though it still only receives about 25% of its revenue from net interest income, this hasn’t changed. Over the past three years, American Express Company (NYSE:AXP)’s move to a younger cardholder base and more lending features on its cards has caused net interest income to grow at a compound annual growth rate of 26.1%, which has significantly boosted overall growth.

The business posted strong results in the first quarter of 2025, with earnings per share growing 9% from the previous year to $3.64, owing partially to a $73 million credit reserve release.

The price target for American Express Company (NYSE:AXP) was increased by Morgan Stanley from $246 to $250. Although spending decreased more than anticipated, the analyst pointed out that a minor EPS beat was driven by a reserve release. According to the analyst, credit appears “solid,” with delinquencies remaining below pre-COVID levels, but reserves must rise in Q2.