4. First Progress Platinum Elite MasterCard Secured Credit Card
Score: 38 points;
Minimum credit: Bad (30 points);
Minimum deposit: $200 (5 points);
Annual fee: $29 (3 points);
The prime reason why Platinum Elite MasterCard, that ranks 4th on our list of easiest credit cards to get with no credit got ahead of the Platinum Select is that it has a smaller annual fee, for $10. Both cards are available to people without a credit and have a minimum deposit of $200. When it comes to APR, the Elite card is a bit more expensive. It requires users to pay the 19.99% APR for regular purchases and 24.99% for advanced transfers.