7. Capital One Quicksilver One Cash Rewards Credit Card
Score: 36 points;
Minimum credit: Limited history (20 points);
Minimum deposit: $0 (15 points);
Annual fee: $39 (1 point);
Unlike other cards, on the list, the Capital One Quicksilver offers a solid cashback of 1.5% on an unlimited number of purchases and a 5% reward cashback on special categories of expenses that are rotating on a quarterly basis. This card is a little bit harder to get because it requires at least a limited credit history, but people with no credit are still eligible. It can help them to build a positive credit after only five in-time monthly payments. The company doesn’t charge foreign transaction fees, and the APR variable is 24.99%.
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