10. USAA Secured Card Platinum Visa
Score: 33 points;
Minimum credit: Bad (30 points);
Minimum deposit: $250 (0 points);
Annual fee: $35 (3 points);
This is another USAA’s option for building credit and repairing a negative credit score. It offers almost the same terms as our previous entry, including the APR that ranges from 10.90 to 20.90% and $35 annual fee. The card also allows users to earn a variable interest on the deposit balance. At the moment this account offers 0.54% annual percentage yield.
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