2. Discover It Secured Card – No Annual Fee
Score: 40 points;
Minimum credit: Bad (30 points);
Minimum deposit: $200 (5 points);
Annual fee: $0 (5 points);
At second place on our list of easiest credit cards to get with no credit, we have the Discover It Secure card that can build up your credit rating in all four credit agencies. In order to use it, you will need to provide a $200 deposit, which is fully refundable and can be withdrawn after you pay off your balance. Unlike most other cards on this list, Discover It Secure Card comes with some fancy rewards, including the 1% cashback on unlimited purchases and 2% on gas station and restaurant bills. All the cash back you earn in the first year is matched by the company so that you will receive twice as much money at the end. The card also doesn’t require any annual fee, and it has an APR of 23.99%.
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