11 Best Regional Bank Dividend Stocks to Buy

4. Comerica Incorporated (NYSE:CMA)

Number of Hedge Fund Holders: 50

Comerica Incorporated (NYSE:CMA) is an American financial services company, headquartered in Texas. The company saw its earnings per share decline by 12% to $1.20 in the fourth quarter of 2024, primarily due to higher expenses. Loan demand remained sluggish, and the bank anticipates minimal or no loan growth in 2025, a less optimistic outlook compared to its industry peers. Average loan balances edged down to $50.6 billion, largely driven by commercial real estate loan repayments.

While net interest income is projected to increase by 6%-7% in 2025, core NII is expected to see a more modest rise of around 3%. On a positive note, the bank has a three-year transition period for the Direct Express program, which has the potential to boost core deposits, although it will also come with additional costs.

During the quarter, Comerica Incorporated (NYSE:CMA) observed continued strength in deposit trends, marked by an increase in customer balances, while deposit pricing was managed strategically. Although loan volumes were affected by commercial real estate paydowns, encouraging activity across other segments supported the company’s positive outlook for growth in 2025. Credit quality remained stable, with net charge-offs staying low. Backed by a conservative capital strategy, the company ended the quarter with an estimated CET1 ratio of 11.89%, comfortably above its long-term target of 10%.

Comerica Incorporated (NYSE:CMA) also remained committed to returning value to shareholders, as it paid $93 million worth of dividends in the most recent quarter. Currently, it pays a quarterly dividend of $0.71 per share and has a dividend yield of 5.33%, as recorded on April 3.