9. Quebec City, QC
St. Lawrence river starts its estuary just after leaving Quebec City, but that doesn’t necessarily have to mean anything to those wishing to retire in Canada. What’s important to them are 3.8 doctors per 1,000 inhabitants and relatively low property taxes of 2.04%. The weather might not be ideal, on the other hand, but at least it’s not disastrous as well. 195 days with minimum temperatures higher than 0 ºC (32 ºF) and precipitation of 899 mm are manageable.