11 Best Performing NASDAQ Stocks So Far in 2025

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5. Jiayin Group Inc. (NASDAQ:JFIN)

Number of Hedge Fund Holders: 2

Average Upside Potential as of March 31: 116.64%

Jiayin Group Inc. (NASDAQ:JFIN) offers online consumer finance services in China. It offers a fintech platform that facilitates connections between individual borrowers and financial institutions. It also provides referral services for investment products that are offered by the various financial service providers, along with technology development and services.

The company’s loan facilitation services, which connect borrowers with lenders, are driving its primary growth. Loan transactions at Jiayin Group Inc. (NASDAQ:JFIN) in Q4 2024 totaled RMB 27.7 billion, which was up 37.8% year-over-year. This resulted in loan facilitation revenue of RMB 1.1 billion, which marked an improvement of 46.3%. For Q1 2025, the company has set a loan facilitation volume target of RMB 35 billion, which will be an increase of 55% year-over-year.

Through different acquisition channels and flexible marketing strategies, Jiayin Group Inc. (NASDAQ:JFIN) has improved its borrower acquisition. In 2024, the company added a total of 2.774 million new borrowers, which represented a 45.1% growth. Annual retention rates for borrowers have also gone up by ~7% in 2024 due to differentiated credit growth strategies.

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