11 Best Digital Payments Stocks to Buy According to Analysts

Page 7 of 10

4. PayPal Holdings, Inc. (NASDAQ:PYPL)

Analysts’ Upside Potential as of April 9: 58.00%

PayPal Holdings, Inc. (NASDAQ:PYPL) is one of the most prominent leaders in online payments, ranking fourth on our list of the Best Digital Money Stocks. Its name has revolutionized how consumers pay for products both online and offline, and its Venmo person-to-person payment network has become a market leader.

The company’s new leadership team is actively pushing growth by implementing efficiency improvements, Fastlane checkout, and a new advertising platform. PayPal Holdings, Inc. (NASDAQ:PYPL) has more than $11 billion in cash and assets on its balance sheet, as well as around $5 billion in annual free cash flow, giving it the financial flexibility to pursue opportunities as they occur. The firm currently has 432 million active accounts in over 200 countries worldwide. Its profitability and market-leading position suggest that the industry is likely to remain strong.

Strategically, the company is prioritizing innovation to strengthen its position in payments and commerce. PayPal Holdings, Inc. (NASDAQ:PYPL) launched and expanded a number of unique services in 2024, including new branded checkout experiences, PayPal Everywhere, Fastlane, and PayPal Complete Payments. The business introduced PayPal Everywhere in September 2024. The invention allowed the firm to significantly increase debit card adoption and open up new areas of spending. The firm plans to expand PayPal Everywhere into European markets by 2025.

Page 7 of 10