11 Best Digital Payments Stocks to Buy According to Analysts

9. Apple Inc. (NASDAQ:AAPL)

Analysts’ Upside Potential as of April 9: 39.78%

Over time, Apple Inc. (NASDAQ:AAPL)’s strong Services business category has expanded to include Apple Wallet and Apple Pay, which allow customers to manage payments using their iPhones, making it one of the Best Digital Money Stocks.

By focusing on high-end, the company’s intricately integrated ecosystem of goods, services, and software has strengthened its long-term dominance in the consumer electronics industry. This ecosystem focuses on Apple Inc. (NASDAQ:AAPL)’s flagship iPhone, which accounts for 46% of the company’s net sales. It gains price power, switching costs, and network effects as a result. Retaining customers within this walled garden improves the value of all other Apple services and products. This technique allows the business to grow and sets it apart.

Apple Inc. (NASDAQ:AAPL) launched the fiscal year 2025 with strong first-quarter data, posting $124.3 billion in revenue, a 4% rise over last year, and earnings per share of $2.40, up 10%. The business attributed the double-digit EPS rise to record revenue and robust margins, which enabled it to distribute over $30 billion back to shareholders.

In terms of the environment, the firm moved closer to its goal of becoming carbon-neutral across its entire footprint by 2030 by introducing the first-ever carbon-neutral Mac and a carbon-neutral Apple Watch option. These successes show Apple Inc. (NASDAQ:AAPL)’s strong sustainability leadership.