11. Barclays Rewards MasterCard
Score: 2 points;
Fee: 0$ (1 point);
APR: 25.24% (0 points);
Intro: No intro (0 points);
Cashback and other benefits: 0%, but you get points for gas, utility and grocery store purchases (1 point);
The Barclaycard Rewards MasterCard can be very interesting to users, who would rather opt for points that can be used for specific expenses, like gas, utility or grocery purchases, than for the classic cashback. Apart from this feature, the card offers a standard 25.24% APR, with no intro period. This is far from being an affordable interest rate, which is why the card ranked so low on our list.