2. Chase Freedom Unlimited Card
Score: 9 points;
Fee: 0$ (1 point);
APR: 15.74% – 24.49% (1 point);
Intro: 0% for 15 months (4 points);
Cashback and other benefits: 1.5%, and a $150 bonus on each $500 in the first three months (3 points);
Chase Freedom has a very high rating on Card Rates and many other credit card ranking platforms. It offers a 1.5% cashback on every purchase, which is also spiced up with the 5% for special types of expenses. The company chooses these categories on the quarterly basis. In addition to that Chase Freedom also allows you to earn an extra $150 bonus on every $500 you spend during the first three months of card use. This card’s introductory rates period is also three months longer than the ones offered by its major competitors, including the Discover It.