10 Worst Performing Software Stocks to Buy According to Analysts

6. BILL Holdings Inc. (NYSE:BILL)

YTD returns: -35%

Potential Upside: 58%

Number of Hedge Fund Holders: 64

BILL Holdings Inc. (NYSE:BILL) provides AI-powered, cloud-based financial automation software designed to streamline, digitize, and automate back-office financial processes for small and mid-sized businesses.

The company’s stock tumbled 36% following its Q2 2025 earnings report (for the fiscal year ending in June). While total revenue for the quarter grew 14% year-over-year, Core revenue—which includes subscription and transaction fees—rose 16%. However, its Q3 2025 revenue forecast of $352.5-$357.5 million came in slightly below market expectations. Additionally, transaction monetization on its integrated platform declined slightly compared to the previous quarter, primarily due to seasonal fluctuations in total billings (TPB) and minimal volume growth, leading to investor concerns. As a result, the stock had a year-to-date decline of 35%.

Despite the weaker-than-expected 2025 outlook, analysts remain largely positive on the stock, though they have adjusted their price targets downward. A Jefferies analyst significantly cut his price target from $102 to $70 while maintaining a Buy rating. Similarly, Bank of America analyst Bradley Sills reaffirmed his Buy rating but lowered his target price to $92.