1. Walmart
APR: 22.9%
Offering the smallest APR, Walmart closes our list of easiest department store credit cards to get with no credit. You probably know everything about it even if your country doesn’t have one including the fact that Walmart is the biggest company in the world based on revenue. But did you know that if you get Walmart credit card and spend $75, you’ll get $25 back? Ok, that doesn’t sound too good, but you’ll save an extra 3% on each online purchases 2% on fuel purchases and 1% on all other. Sounds good if you ask us.