10 Best Small-Cap Value Stocks to Buy Now

8. EZCORP Inc. (NASDAQ:EZPW)

Forward P/E Ratio as of March 19: 10.73

Market Capitalization as of March 19: $780.12 million

Number of Hedge Fund Holders: 28

EZCORP Inc. (NASDAQ:EZPW) provides pawn services in the US and Latin America. It offers pawn loans secured by personal property and retails forfeited collateral and pre-owned merchandise. It operates through the US Pawn and Latin America Pawn segments. It provides digital services via EZ+ for online transaction management, under brands like EZPAWN and Empeño Fácil.

The company’s Pawn Loan Origination (PLO) segment achieved record revenue growth in FQ1 2025. PLO increased by 16% year-over-year and reached $282.9 million. This growth was supported by the increases in earning assets, which rose by 20% in FQ1, and Pawn Service Charge (PSC) revenues, which rose by 13%. EZCORP Inc. (NASDAQ:EZPW) plans to continue driving PLO growth through a focus on operational excellence, enhanced customer engagement, and the strategic use of technology.

The company implemented initiatives to enhance customer experience. These included expanding the third-party buy now pay later program and launching a longer-term layaway option. The introduction of the layaway option led to a 13% increase in new layaways. A layaway option allows customers to reserve an item by making partial payments over time, receiving it only after the full amount is paid. The Easy Plus rewards program also drove engagement and accounted for 77% of all transactions during FQ1.