3. Loja – Ecuador
IM Score: 38
Rent Cost: $235
Hospital to Population Ratio: 7,541
Flight to U.S. Cost: $901
Country Global Retirement Index: 3
High-quality healthcare and low cost of rent alongside rich cultural life and pleasant weather are the reasons why Loja began attracting more expats in the recent times. Although you’ll have a feel of a small city, Loja offers all the modern amenities you would need. People are friendly, and according to experiences, they will accept you as one of their own.