In the southern area of New Jersey, you’ll find Atlantic County, a place that has a population of over 274,000 people, with the numbers being on the rise. Out of the 671 square miles territory, some 17 percent is water, so you should have plenty of options to choose from if you want to spend some time by the water, swimming, fishing, or doing whatever else brings you happiness.

Homes have more accessible prices here, just shy of $176,000. The cost of living index is also rather low compared to other areas, namely 107.9, so you should be happy for your wallet.

The number of doctors per 100,000 people in Atlantic County is 246 so your medical needs should be covered without having to leave the county.

4. Mercer

Score: 21

Median home price: $202,000

Cost of living index: 112

Average commute time: 27.01

Crime rate: 39

Doctors per 100K: 340

In the central area of New Jersey, you’ll find Mercer County, where some 371,000 people live. The territory county covers measures 228 square miles, out of which only 2 percent is water. Therefore, you’ll have to enjoy the county’s parks and the lakes here rather than the ocean.

The median home price is $202,000 so it shouldn’t be too much of a problem to get the money for a new place, especially since there are plenty of cheaper options to choose from. The cost of living index in Mercer is 112, so you shouldn’t pay too much above what you’re used to.

Best Places to Retire in New Jersey