10 Best Places to Retire in Florida On The Water

3. Brevard

Score: 22

Median house price: $125,300

Millage rate: 19.14

Cost of living index: 93.2

Water out of total area: 34.8

On the East coast of Florida sits Brevard County, home to over 543,000 people with a median age of 45.5 years. Out of the total area of 1,557 square miles, 34.8 percent is water, most of which is actually the Atlantic Ocean. The St. Johns River and the Indian River Lagoons are also up there in the charts, however, so you are surely going to be able to find a suitable home for you, or a place to dock your boat if that’s more of your flavor.

The median house price in the area, if you’re looking to buy, is north of $125,000, which isn’t too terrible. The cost of living index in this county is 93.2 so you should be able to save a little, although that all depends on the prices in your current place of living.

2. Gulf

Score: 25

Median house price: $126,600

Millage rate: 14.97

Cost of living index: 92.4

Water out of total area: 25.4

Even though Gulf County covers 756 square miles, it’s only home to under 16,000 people. The median age in the area is 43.8 years, so there are plenty of other retirees living here. On top of the coastline with the Gulf of Mexico, the county is home to several lakes, but also to the St. Vincent National Wildlife Refuge, in part, if you want to enjoy some extra time in the outdoors.

If you’re looking to buy a home rather than sail your own, you can get one for about $126,600, which is the median price in the area.