10 Best Places to Retire in Florida On The Water

6. Franklin

Score: 15

Median house price: $159,800

Millage rate: 13.73

Cost of living index: 99.4

Water out of total area: 47.9%

One of the smallest counties on our list today, Franklin is home to just a bit over 11,500 people, with a median age of 42.3 years. With a large shore dipping into the Gulf of Mexico, Franklin County is a great place to live in. Aside from this beautiful coastline, the county also includes several preserved areas, as well as rivers and it’s known for its fishing and timber industries, although given the median age in the area, it’s also quite popular among retirees. Out of the total area, 47.9 percent is water so finding a home close to it shouldn’t be too difficult.

The median home price in Franklin is close to $160,000, while the cost of living is pretty much the same as the national average since the index is 99.4.

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