10 Best Penny Stocks to Buy for 2025

4. Inter & Co, Inc. (NASDAQ:INTR)

Stock Upside Potential: 52.74%

Number of Hedge Fund Holders: 6

Inter & Co, Inc. (NASDAQ:INTR) is a financial services company that engages in banking, spending, investments, and insurance brokerage businesses. It offers banking products and services, including checking accounts, cards, deposits, loans and advances, and other services. It is one of the best penny stocks to buy for 2025 for exposure in Brazil’s burgeoning financial services sector.

Inter & Co, Inc. (NASDAQ:INTR) is already seeing a significant increase in demand for its financial services. Its innovative super app attracts a growing client base of 35 million users. Increased usage comes from integrating advanced features in the app, including digital payroll loans and personalized services.

The increase in total payment volume of 46% YoY and the growth in active clients to 19.5M demonstrate successful market penetration and user engagement. The super app strategy is generating both fee and interest income. Robust deposit growth and margin expansion indicate effective capital management and pricing power.

Consequently, Inter & Co, Inc. (NASDAQ:INTR) delivered impressive third-quarter results, with net income skyrocketing to record highs of R$260 million. The company’s net revenue was also up 32% to $1.7 billion. Their remarkable run-rate total payment volume of R$1.2 trillion reflects a strategic focus on ecosystem monetization and client engagement expected to strengthen the revenue base.