10 Best Jim Cramer Stocks to Buy According to Analysts

5. Oscar Health, Inc. (NYSE:OSCR)

Average Price Target Upside: 21.51%

Number of Hedge Fund Holders: 45

Talking about Oscar Health, Inc. (NYSE:OSCR), Cramer said:

“I have to tell you that until I saw that Mark Bertolini is the CEO, I didn’t really have much in store for this, but Bertolini is a winner and a hitter.”

Oscar Health (NYSE:OSCR) is a health insurance company based in the U.S., providing individual and small group plans. Under CEO Mark Bertolini, the company has moved toward profitability by diversifying its growth strategy, focusing on Health Reimbursement Arrangements (HRAs). The company aims to become a leader in Individual Coverage Health Reimbursement Arrangements (ICHRA) as more states support this benefit. Bertolini also noted a shift in policy at both state and federal levels toward improving healthcare marketplaces.

Oscar Health’s  (NYSE:OSCR) Bertolini recently discussed the stability of the individual healthcare market, noting that the ACA now covers 22.2 million people with a low-cost trend of 3.5%, making it the largest and most stable market in the U.S. He emphasized that the future of healthcare lies in expanding this market with affordable, competitive products.

Regarding potential changes to Obamacare or the ACA, Bertolini pointed out that people like their healthcare, which helped prevent major changes during the Trump administration. He highlighted the lower rate increases in the ACA compared to other insurance markets and called for regulatory changes to encourage more people to join the individual market.