10 Best Cities to Retire on $3,500 a Month

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5. Johnstown, Pennsylvania

Insider Monkey Score: 161

Cost of Living Index: 75.7    

Average Rent (1-bedroom): $729

Median Home Price: $90,000

Livability Score: 77

Deemed one of the most affordable cities to retire, Johnstown makes it to our top five picks for retirement on a budget of $3,500. This city is an amazing place to enjoy low rents, a good quality of life, and ample healthcare and entertainment.

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