10 Best Cities to Retire on $3,500 a Month

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6. Manitowoc, Wisconsin

Insider Monkey Score: 155

Cost of Living Index: 75.4    

Average Rent (1-bedroom): $633

Median Home Price: $173,000

Livability Score: 78

The scenic waterfront location, low cost of living, and great livability score make Manitowoc another nice destination to consider retiring to. Seniors can enjoy leisurely walks along the Lake Michigan shoreline, visit local museums and art galleries, and simply relish the budget-friendly lifestyle.

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