10 Best Biggest HSA Providers in America

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2. Alliant Credit Union

Score: 20 points;

Assets Under Management: $8.2 billion (10 points);

Monthly maintenance fees: $0 (8 points);

Investing and trade fees: $5.95/month (1 point);

Investment options: 0.65% dividend rate (from 125+ mutual funds, self-brokerage) (3 points);

In the Alliant Credit Union, every account with a balance higher than $100, earns a 0.65% dividend rate and annual percentage yield. One of the best benefits of the ACU offer is that standard monthly maintenance fees are not charged. The investing fee, on the other hand, is far from being affordable, and it is paid on a monthly basis. Apart from that, the ACU charges fees for issuing a Paper Statement ($1) and for having a Non-Sufficient Fund Items ($25). The company provides its users with a VISA debit card and online and mobile banking options, free of charge.

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